Motorcycle insurance for Colorado riders.
For weekend riders, daily commuters, and custom and sport bike owners across Fort Collins and Northern Colorado. Covers your liability, your passenger, your bike, and your aftermarket gear.
- Liability coverage, including passenger liability
- Uninsured motorist coverage if you're hit by a rider or driver without insurance
- Collision and comprehensive coverage to protect your bike
- Bundle with auto or home for additional discounts
2023 · 2024 · 2025
two states
of experience
Fort Collins, CO
Ride With Confidence. Protect What Fuels Your Freedom.
There's nothing quite like the open road. Whether you're cruising through Northern Colorado, exploring mountain passes, or enjoying a weekend ride, the right motorcycle insurance helps protect your bike, your investment, and your peace of mind.
At Thompson Insurance Agency, we understand that your motorcycle is more than transportation. It's freedom, adventure, and a passion worth protecting. We're a family-owned Fort Collins agency serving riders across Loveland, Windsor, and Northern Colorado since 1969, licensed in Colorado and Wyoming.
What your motorcycle policy covers.
Every Thompson motorcycle policy is built from these core coverages.
Liability Protection
Provides financial protection if you're responsible for injuries or property damage to others.
Collision Coverage
Helps repair or replace your motorcycle after a covered accident, regardless of fault.
Comprehensive Coverage
Protects your bike from theft, fire, vandalism, hail, storm damage, and other unexpected events.
Uninsured & Underinsured Motorist Coverage
Provides protection when another driver causes an accident but doesn't carry enough insurance to cover the damages.
Medical Payments Coverage
Helps cover medical expenses for you and your passengers following a covered accident.
Custom Parts & Accessories Coverage
Protects the upgrades that make your bike uniquely yours, including custom equipment, chrome, aftermarket parts, riding gear, and accessories.
Built for NoCo riders.
Motorcycle insurance pays off most reliably for three specific groups in Colorado. The policies are nearly identical but the conversation looks a little different for each.
Weekend and recreational riders.
Canyon rides up the Poudre or weekend trips into the mountains mean less time on the bike but real exposure every time you ride. We make sure occasional riders aren't overpaying for year-round coverage that doesn't match how often they're actually out.
Daily commuters.
Riding to work in Fort Collins traffic every day means more miles, more intersections, and more exposure to Colorado's uninsured drivers. We make sure daily riders carry liability and uninsured motorist limits that ensure you're covered beyond just the state minimum.
Custom and sport bike owners.
A customized cruiser or a sport bike with performance upgrades often has money wrapped up in parts a standard policy won't touch. Custom parts and accessories coverage protects that investment, and we make sure the bike's value and your aftermarket gear are both reflected in the policy.
Questions we get a lot.
If your question isn't here, call us. We'd rather answer it on the phone than read about it in a help center.
Call (970) 482-5100Motorcycle insurance for Colorado riders. Quote in minutes.
The quote takes about ten minutes over the phone or through the form. Whether you ride every day or just on weekends, we can usually get you a number the same day.
2108 Milestone Dr · Fort Collins, CO 80525