Renters insurance for Fort Collins tenants.
For CSU students, Old Town apartments, and starter rentals across Fort Collins. Covers your stuff, your liability, and a hotel if your apartment becomes uninhabitable. Underwritten in minutes.
- Replacement-cost coverage on personal property
- Personal liability protection built in
- Bundle with auto for additional discounts
- Quick Quotes. Personalized coverage recommendations, typically delivered the same business day
2023 · 2024 · 2025
two states
of experience
Fort Collins, CO
Your Space. Your Belongings. Your Protection.
Just because you don't own the building doesn't mean you don't have a lot to protect. From furniture and electronics to clothing, keepsakes, and everyday essentials, your belongings represent years of hard work and investment.
Our renters insurance helps protect what you've built inside your home while providing financial protection when the unexpected happens.
At the Thompson Insurance Agency, we believe renters insurance should protect more than your possessions. It should help protect your lifestyle, your finances, and your future. We're a family-owned Fort Collins agency serving renters across Loveland, Windsor, and Northern Colorado since 1969, licensed in Colorado and Wyoming.
What your renters policy covers.
Every Thompson renters policy is built from these core coverages.
Personal Property Protection
Helps cover the cost to repair or replace your belongings if they're damaged, stolen, or destroyed by a covered loss.
Personal Liability Coverage
Provides protection if you're found responsible for injuries to others or damage to someone else's property.
Additional Living Expenses (Loss of Use)
Helps cover temporary housing and related expenses if a covered event makes your rental home uninhabitable.
Coverage for Valuable Items
Options are available to provide additional protection for jewelry, electronics, collectibles, and other high-value belongings.
Built for NoCo renters.
Renters insurance pays off most reliably for three specific groups in Colorado - the policies are nearly identical but the conversation looks a little different for each.
CSU students and recent grads.
Off-campus apartments in Old Town, Campus West, the Aggie, and Avenida Aggie almost always need their own renters policy - parents' homeowners policies generally do not extend that far. Laptops, bikes, and personal property add up faster than students expect.
Old Town and Midtown apartment tenants.
Older Fort Collins housing stock - and the lifestyle that comes with Old Town living - means real liability exposure from guests and a real risk profile from older buildings. Renters policies here are cheap relative to what they protect.
First apartments and young families.
First-apartment renters in Timnath, Wellington, north Loveland, and Severance. Furniture and a car worth of stuff add up faster than people realize. The cheapest insurance you'll ever buy.
Questions we get a lot.
If your question isn't here, call us. We'd rather answer it on the phone than read about it in a help center.
Call (970) 482-5100Renters insurance for Fort Collins. Quote in minutes.
The quote takes ten minutes over the phone or through the form. If you're at CSU or in an Old Town apartment and your landlord just asked for proof of insurance - we can usually bind a policy the same day.
2108 Milestone Dr · Fort Collins, CO 80525