Insurance, written 14 miles south. By people who know the Big Thompson.
A family-owned local insurance agency in Fort Collins, Colorado — serving Loveland residents with auto, home, renters, business, and recreational coverage since 1969. Same agency, same team, same office on Milestone Drive. Just a different zip code on the policy.
on US-287
lineage
in both
2023 · 2024 · 2025
of experience
two states
Fort Collins, CO
Loveland and Fort Collins are the same NoCo market - just 14 miles apart.
Loveland clients get the same things Fort Collins clients get: a local agent who answers the phone, knows the area, and writes coverage around the realities of NoCo life. The drive between offices is 22 minutes; the phone connection is instant.
We serve Loveland from our Fort Collins office on Milestone Drive. Most clients quote, bind, and service their policies entirely by phone or email - never set foot in the office. The ones who do, drive up and stop by. Either works.
Same eight product lines, written for Loveland addresses.
Each one structured around the realities of life in Loveland - Big Thompson floodplain considerations for home coverage, recreational coverage for Carter and Boyd Lake, business coverage for the downtown corridor.
Auto Insurance
For US-287, I-25, and the drive through Big Thompson Canyon to Estes.
See auto coverage 02Home Insurance
Big Thompson floodplain awareness, hail coverage, foothills wildfire context.
See home coverage 03Condo Insurance
HO-6 policies for Centerra, Mariana Butte, and downtown Loveland condos.
See condo coverage 04Renters Insurance
For Loveland apartment dwellers - $150-$300 a year covers your stuff and liability.
See renters coverage 05Motorcycle Insurance
Cache la Poudre, Big Thompson, Trail Ridge - written for Loveland riders.
See motorcycle coverage 06Business Insurance
For downtown Loveland storefronts, Centerra businesses, and trade contractors.
See business coverage 07Life Insurance
Family-budget conversations, term and permanent structures explained plainly.
See life coverage 08ATV & Boat
Boyd Lake, Carter Lake, the trails west of town - rec coverage for Loveland adventurers.
See rec coverageThree things that make a Loveland policy different.
Loveland and Fort Collins share most underwriting characteristics, but a few specifics shift the conversation when we quote a Loveland address.
Big Thompson Canyon awareness for home buyers.
Properties along the Big Thompson corridor (US-34 west of town and west Loveland addresses) may sit in flood zones not visible from the listing. Standard home insurance does not cover flood; we will check the flood zone designation on every Loveland quote.
Loveland-to-Denver commute affects auto rates.
Many Loveland residents commute to Denver, Boulder, or south Larimer County for work. Annual mileage and the I-25 exposure both factor into auto rates - we structure liability limits accordingly.
Mountain proximity changes the coverage mix.
Loveland's easy access to Estes Park, Glen Haven, and the high country means a higher percentage of recreational vehicles per household - ATVs, motorcycles, boats, campers. We bundle these where it makes sense.
Questions Loveland clients ask us.
Insurance in Loveland, from a Fort Collins agency that's served NoCo since 1969.
Same agency. Same team. Same office on Milestone Drive. Tell us a little about your situation and we'll come back with a real quote within one business day.
- Phone (970) 482-0078
- Office 2108 Milestone Dr, Ste 210
Fort Collins, CO 80525 - Hours Monday-Friday · 8 a.m. - 5 p.m.